The HMDA details also determine loans that are protected by the Home Ownership and Equity Safety Act (HOEPA). Below HOEPA, particular kinds of house loan loans that have curiosity charges or whole details and costs above specified levels are subject matter to certain necessities, which include extra

feature. Only 5 pictures are regarded inside the analysis. The signatures of Shot six are displayed in the information presentation but will not be included in the Investigation to take care of consistency with the general PEW Science dataset and bolt-closing signatures. The waveforms will not be av